VIRTUAL REMITTANCE GATEWAY (PVT.) LTD. (VRG)

Since its inception in 2013, VRG has focused on providing financial inclusion to the financially excluded and under-banked population. It is Pakistan’s First Payment System Operator / Payment Services Provider (PSO / PSP) and Third Party Service Provider (TPSP) licensed company by SBP & PTA. The Electronic Payment Gateway enables interoperability between telcoms and banks, a true Many-to-Many model for the first time in Pakistan under the Asaan Mobile Account (AMA) Scheme.

VRG has also developed turnkey solutions for the Public Sector in G2P (Government-to-Person) Payments aimed towards Social Fund Disbursement programs to support initiatives that build a safety net for the most vulnerable in our community and for families affected by natural calamities. Our platform enables secure, fast, efficient, transparent, and cost-effective end-to-end G2P disbursements, from beneficiary enrollment to cash-out at interoperable agent locations.

VRG Team is united by a common vision, to empower the AAM AADMI (Common Man) of Pakistan through financial inclusion, offering a hope towards prosperity and an opportunity to uplift themselves and their communities out of poverty.

iPATH (PVT.) LTD.

iPath stands at the forefront of technological innovation, serving as a powerhouse for rapid, agile product development that addresses the strategic imperatives of today’s businesses. Harnessing the latest advancements in tech our solutions accelerate digital transformation across industries.

In fintech, iPath delivers an advanced suite of products, including Financial Middleware & API Gateway, Payment Gateway Solutions, Payment Card Solution, Open Banking Platform, and Digital Wallets. These solutions are engineered to streamline financial services, enabling seamless, secure transactions across global markets.

In healthtech, we drive innovation with a cutting-edge Electronic Health Record (EHR) Integration Platform, providing cloud-enabled, Generative AI-powered interoperability to revolutionize healthcare operations and patient outcomes.

Our global track record demonstrates our ability to deliver turnkey Digital Banking solutions, continuously redefining the future of Financial Services and HealthTech through disruptive technology.

Moreover, as the first Pakistani company to earn the Payment Card Industry Secure Software Lifecycle (PCI SLC) certification, iPath adheres to the highest standards of software security, ensuring that every solution we deliver is robust, scalable, and secure by design.

iPath extends its core competencies into ICT Infrastructure, BPO and Cybersecurity Solutions. Our vision is to empower enterprises with cutting-edge digital tools that enable them to thrive in a rapidly evolving technological landscape.